+234 916 000 0243 info@livingtrustng.com Find a Branch
Mon–Fri: 8:00am – 4:00pm

Mortgages & Loans

Home/Products/Mortgages & Loans
Mortgages and Loans
Our Products

Loans Designed for Every Nigerian

Traditionally, humans are known to desire three things for basic comfort — Food, Clothing and Shelter. At LivingTrust Mortgage Bank, we help you cater for your shelter needs. Our mortgage loans, home improvement loans, and other products are tailor-made to suit your purpose — and your pocket.

Our bouquet of products are very affordable. We rank tops amongst our peers in making mortgage loans, NHF loans and other bespoke solutions easily accessible to every Nigerian.

Talk to an Advisor
Mortgage Products

Home Finance Solutions

Key Benefits

NHF Loan @ 6% Per Annum

A special scheme administered by FMBN. It provides the financial support for a contributor to build, buy, renovate or improve their home. Maximum loan of ₦50 million over a 30-year period.

6% interest per annum
Up to 30-year tenor
For NHF contributors
nhf
Apply Now
Key Benefits

Residential Mortgage

This is a Residential Loan product designed to finance the acquisition or construction of a house or property for residential purpose only. Flexible tenors aligned to your income and financial goals.

Flexible repayment
For individuals
Nationwide coverage
residential
Apply Now
Key Benefits

Home Improvement Loan

Finance the renovation, expansion or repair of your existing property. Quick processing and disbursement to get your home improvement project started fast.

Flexible amounts
For existing homeowners
For renovations
home-improvement
Apply Now
More Products

Other Loan Products

Personal Loan @ 10.75%

A salary administration product for employees of reputable organisations which helps to empower their financial independence. Quick disbursement within 24 hours.

10.75% p.a. | Salary-backed | 24hr disbursement
Apply Now
Government Employee Loan

An overdraft facility granted to both Federal and State Government Employees. Short-tenured with flexible repayment aligned to salary cycle.

For govt employees | Federal & State
Apply Now
Estate Development Loan

Designed for commercial mortgage needs of corporate bodies (property development firms) and structured cooperative societies. Finance large-scale projects.

For corporates & cooperatives
Apply Now
MSME Financing

Empowering 620+ Businesses Across Nigeria

The MSME Retail Loan is designed to meet the financial request of clients who have viable businesses and sound account history. Since the CBN approval for MSME financing, LivingTrust Mortgage Bank Plc has disbursed loan facilities to over 620 small businesses across different regions of Nigeria.

CBN Approved Scheme
For Viable Businesses
Sound Account History Required
Competitive Interest Rates
Nationwide Availability
Quick Processing
Apply for MSME Loan Check Eligibility
620+
Small Businesses Funded
CBN
Approved
Fast
Disbursement
Process

How to Apply

1
Check Your Rate

Select your loan amount, answer a few questions and get your lowest eligible rates instantly.

2
Submit Application

Complete our simple application form online or visit any branch with your required documents.

3
Credit Assessment

Our credit team reviews your application and conducts the necessary eligibility assessment.

4
Get Your Funds

Approved funds are disbursed directly to your bank account. NHF funds go through FMBN.

Ready to Get Started?

Speak with one of our mortgage specialists today. We'll guide you through the application process and find the best product for your needs.

Apply Now Call Us
LivingTrust Mortgage Bank

LivingTrust Mortgage Bank Plc — Nigeria's specialist primary mortgage institution, regulated by the Central Bank of Nigeria since 1993.

About
Products
Quick Links
Contact
© 2026 LivingTrust Mortgage Bank Plc. All rights reserved. RC: 228007 | CBN Licensed Privacy Policy  |  FAQs  |  Contact