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LivingTrust Mortgage Bank — Leadership
Who We Are

The Specialist Bank in
Mortgages & Housing Finance

LivingTrust Mortgage Bank — the Specialist Bank in Mortgages and medium to bottom pyramid firms financing. LTMB caters for few identified markets. Over the years, with the help of specialized training, learnings drawn from on-the-field experiences and knowledge mined from over 30 years of data gathering, we thoroughly comprehend these markets.

Our concentration on these markets enables us to design bespoke products and services to give our customers uncommon excellent experiences, turning customers to fans in the process. All our activities are aligned with our vision — to be the undisputable leader in our selected markets.

We have come to know this as — guaranteed success through mastery.

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Our History

30+ Years of Building Nigeria

LivingTrust Mortgage Bank Plc was incorporated on March 9, 1993. The Bank converted from a Private Limited Liability Company to a Public Limited Liability Company on January 25, 2013 and subsequently listed on the Nigerian Stock Exchange on December 11, 2013 where its shares are publicly traded.

The principal activity of the Bank is the provision of mortgage financing and Real Estate Construction finance amongst other banking services to individuals, groups and corporate entities. The Bank has made significant impact in reducing housing deficits by advancing residential mortgage loans to thousands of individuals and has financed tens of estate development projects across several states of the federation.

Beyond its impact in Nigerian metropolises, the Bank has provided mortgage loans to several average and low-income earners to acquire residential houses in urban sprawls and semi-rural areas, driving mortgage inclusion as a fundamental strategic focus. Since the CBN approval, LivingTrust Mortgage Bank Plc has disbursed loan facilities to over 620 small businesses across different regions of Nigeria.

1993
Incorporation
LivingTrust Mortgage Bank Plc incorporated on March 9, 1993 as a Private Limited Liability Company.
2013
Stock Exchange Listing
Converted to a Public Limited Liability Company and listed on the Nigerian Stock Exchange on December 11, 2013.
2015
MSME Financing
CBN approval granted as a participating financial institution in MSME funding, expanding our reach to small businesses.
2021
Award Recognition
Named Africa Mortgage Bank of the Year and received Customer Appreciation Award from Interswitch.
2022
Multiple Honours
Received multiple industry awards including Mortgage Bank CEO of the Year and Most Reliable Mortgage Bank Brand.
Today
30+ Years
Over three decades of turning homeownership dreams into reality for thousands of Nigerian families.
33+
Years of Operation
50,000+
Customers Served
620+
MSME Businesses Funded
7+
Branch Locations
What Drives Us

Our Core Values

Purposeful

The pursuit of profits is not our singular purpose. We fix our gaze on the factors and processes we combine to deliver on our promises, thereby bringing satisfaction to all our stakeholders.

Integrity

Trust and Integrity are the DNA of our existence. We carry out all businesses in strict adherence to integrity, and in compliance with best practices. We never compromise in our dealings with all stakeholders.

Empathy

At LivingTrust, we understand and feel the needs of all stakeholders because we work together to achieve a common goal and we strive harder to meet their expectations.

Entrepreneurial

We take calculated risk in the most responsible manner, daily applying the best of ourselves to our transactions. We implement the right strategy from start to finish, with no loss of enthusiasm.

Excellence

We simply mandate ourselves to do what is right and superb all the time. We acknowledge difficulty, but we are not a believer in impossibility. We strive to do things right until we get it right.

Transformational

We are constantly evolving — faster than our customers, faster than the business environment, and faster than competition so as to continuously win in the market.

Ready to Work With Us?

Speak with our team of mortgage specialists and take the first step toward your homeownership goal today.

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LivingTrust Mortgage Bank

LivingTrust Mortgage Bank Plc — Nigeria's specialist primary mortgage institution, regulated by the Central Bank of Nigeria since 1993.

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