Corporate Profile

About LivingTrust Mortgage Bank Plc

LivingTrust Mortgage Bank Plc (LTMB) is a primary mortgage institution (PMI) regulated by the Other Financial Institutions Department of the Central Bank of Nigeria. The Bank was incorporated on March 9, 1993 and converted to a Public Limited Company on January 25, 2013, and was subsequently listed on the Nigerian Stock Exchange (NGX) on December 11, 2013.

The Bank is a specialist mortgage institution committed to bridging the housing gap in Nigeria. It provides mortgage financing, real estate construction finance, personal loans, MSME financing and a range of deposit products to individuals, groups, and corporate entities.

Vision

To be the undisputable leader in our selected markets — mortgages, housing finance, and bottom-of-pyramid business financing across Nigeria.

Mission

To provide affordable, accessible and bespoke mortgage and banking solutions that turn homeownership dreams into reality for every Nigerian, while delivering outstanding returns to our shareholders and stakeholders.

Principal Activities

• Residential Mortgage Loans (including NHF Loans)
• Commercial Mortgage & Estate Development Finance
• Personal Loans & Government Employee Loans
• MSME Retail Loans (CBN Approved)
• Savings & Term Deposit Products
• Digital Banking (USSD, Internet Banking, Verve Debit Card)

Regulatory & Compliance

LivingTrust Mortgage Bank Plc is regulated by the Central Bank of Nigeria (CBN) — Other Financial Institutions Department. Customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). The Bank is a participating financial institution in the National Housing Fund (NHF) scheme administered by the Federal Mortgage Bank of Nigeria (FMBN).

Quick Facts