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Banking Services
Banking Services

Beyond Mortgages — Full Banking at Your Fingertips


LivingTrust Mortgage Bank offers a complete range of savings, deposit and digital banking products designed to help you save, grow and manage your finances with ease. Whether you want to save towards a goal, invest for returns, or access seamless digital banking — we have you covered.

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Savings Products

Savings & Deposit Accounts


Target Savings Account

The Target Savings Account (TSA) is a savings account specifically designed for individuals to save towards a project, purchase or goal. It ensures disciplined saving habits with structured milestones.

For individuals | Goal-based saving
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Regular Savings Account

Designed for everyone in order to cultivate savings culture against emergency future occurrences. Accessible and straightforward with competitive interest rates.

For everyone | Easy access
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Easy Save Account

A savings account for individuals in the under-banked segment with no primary means of identification. A key product driving LivingTrust's financial inclusion agenda.

For under-banked | No ID required
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Star Kiddies Account

Invest in your children's future. A great way to accumulate savings for their future — because as your children grow older, so do your responsibilities.

For children | Long-term savings
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Gold Account (Personal)

Designed for high-income earners who want access to bank facilities to augment working capital. Comes with premium banking privileges and personalised service.

For high earners | Premium banking
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Gold Account (Corporate)

Provides an affordable and convenient means for the smooth running of organisations with many options for various financial requests and working capital needs.

For corporates | Business banking
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Karakata Access Account

Designed to encourage savings for customers and provide assistance for the purpose of business expansion and working capital needs.

For business owners | Expansion focus
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Term / Fixed Deposit

Cash deposited can be fixed for a period of 30 to 180 days. Earn attractive interest rates on your investment with flexible rollover options.

30–180 days | Attractive returns
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Digital Banking

Account Features


All LivingTrust accounts come with a suite of convenient digital features to give you control over your finances anytime, anywhere.

Verve Debit Card

With your LivingTrust Verve card you can withdraw cash on our ATMs and other banks' ATMs, pay for goods and services at POS terminals nationwide. Accepted at millions of merchants across Nigeria.

Interbank Transfers

An instant platform that allows funds to be transferred from any LivingTrust account to other accounts in other banks in Nigeria via the NIP (NIBSS Instant Payment) platform.

USSD Banking (*xxx#)

An outward instant payment where transactions are done on your registered phone number. No internet connection required. Available 24/7 for transfers, balance enquiry and airtime purchase.

Automated Direct Debit (ADD)

Set up regular automated payments to pay other people, organisations or transfer to your other bank accounts. Ideal for loan repayments, savings contributions and regular bill payments.

Internet Banking

Manage your account, make transfers, pay bills and view statements from the comfort of your browser or our mobile-responsive e-banking portal. Secure and available 24/7.

SMS & Email Alerts

Real-time SMS and email notifications on every transaction on your account. Stay informed and in control of your finances with instant alerts.

Getting Started

Account Opening Requirements


Opening an account with LivingTrust Mortgage Bank is quick and simple. You can now apply online — simply fill out our secure application form and upload the required documents.

Valid Government ID (NIN, Passport, Driver's Licence)
Recent Utility Bill (not older than 3 months)
Passport Photograph (2 copies)
Bank Verification Number (BVN)
Initial Deposit (varies by account type)
Completed Account Opening Form
Why Bank With Us?
CBN Licensed & NDIC Insured
33+ Years of Trusted Service
Nationwide Branch Network
Competitive Interest Rates
Expert Mortgage Specialists
Dedicated Customer Support
Fast Account Opening
Digital Banking Access
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Start Banking With LivingTrust Today

Open your account today and enjoy a full suite of banking services backed by 33 years of trusted expertise.